The Triad
3.Finance is built on three interconnected sub-protocols, each with a specific role. Together, they form a complete, self-sustaining financial architecture.
The Guild
Issuance Layer
Creates and manages GUILD currency. Backed by the Vault (ETH), not the Treasury.
The Reserve
Policy Layer
Sets the rules and manages long-term assets. Houses the Distribution Engine and PODs.
The Grove
Programmable Asset Management
The yield harvesting engine. Uses Signals to direct revenue from Protocol-Held Assets through Harvest Cycles.
The Guild
The Guild is the issuance engine of 3.Finance. It mints GUILD backed by the Vault (ETH) — not the Treasury. The Vault holds earned equity, not redeemable debt.
GUILD Minting
New GUILD is only created when real assets are deposited. No printing money out of thin air.
Vault Backing
GUILD is backed by the Protocol-Controlled Vault (Pristine ETH + AutoETH) — earned equity, not redeemable collateral. No circulating GUILD holder has a claim on the Vault.
Arbitrage Master Node (AMN)
An automated trader that finds and exploits price differences to generate revenue.
The Reserve
The Reserve is the constitutional policy layer of 3.Finance. It manages the Vault that backs GUILD, the Distribution Engine, and the Settlement Pledge — the strongest safeguard for monetary policy.
Distribution Engine
Automatically allocates revenue to different purposes (PODs) based on programmed rules.
Settlement Pledge
The guarantee that 1 GUILD = 1 crvUSD. This is the foundation of trust.
Protocol-Controlled Vault
Dual-chamber reserve (Pristine ETH + AutoETH) — the sovereign backstop for GUILD. Distinct from the Treasury which backs 3Fi.
Governance
3Fi stakers and VW3 participants propose changes. Legends hold veto power in the Reserve domain — the strongest constitutional safeguard.
The Grove
The Grove is the programmable asset management engine — a dual-purpose system where protocol Treasury assets AND user deposits operate within identical frameworks. The Treasury (Grove Holding Contract) holds PHA that backs 3Fi, not GUILD.
Signal System
Two core signals: SELF_COMPOUND (reinvest yield) and BOOST (redirect to Distribution Engine). Signals direct how yield flows from PHA.
Harvest Cycles
Automated yield collection periods that gather revenue from Protocol-Held Assets and route it through the Distribution Engine.
3.NFTs
Composable position tokens that represent bundled asset positions—used by Legends and for sophisticated yield strategies.
The DeFi Trident Framework
Beyond the three sub-protocols, 3.Finance is guided by three architectural principles that ensure the system is robust, flexible, and sustainable.
Composability
The system is built from modular, interchangeable parts. Like LEGO blocks, components can be upgraded or replaced without breaking the whole system.
"The Adaptive Structure"
Convertibility
GUILD can always be exchanged for value. The Settlement Pledge and Protocol-Controlled Reserve ensure there's always a way to exit.
"The Trust & Value Engine"
Sustainability
The system generates its own revenue and reinvests it. No external funding needed to keep the lights on.
"The Self-Perpetuating Cycle"
How They Work Together
User deposits assets into The Guild
When you bring value into the system, The Guild mints GUILD tokens for you.
The Grove manages the flow
Assets are routed to where they're most productive—staking, liquidity, arbitrage.
The Reserve distributes revenue
Yields flow to the Distribution Engine, which sends them to PODs for various purposes.
The cycle repeats
Part of the revenue strengthens the treasury, making the whole system more robust.